HIIM: (adj.) a conforming mortgage that provides financing for the purchase/refinance and improvements of a residential property in one application, one mortgage and one payment based on the ‘after-improved value.

What's the power of a HIRM? It's the ability to:

• Buy a new refrigerator, stove, dishwasher, oven, washer and dryer, water heater etc.
• Buy a home that's in the right area but doesn't quite fit your investor goals - yet
• Create an inviting den and entertainment area that adds value
• Replace an aging roof and furnace with low-cost financing
• Invest in a home that needs some work and resell it or rent it out for cash flow

We do this with a permanent mortgage that allows you to purchase/refinance a home and then immediately begin the renovation all with just one application and one closing.

REFINANCE: Not enough equity, don’t worry; the loan amount is based on the after-improved value of your home. With experience, knowledge and a commitment to customer service, we can tailor a program to help you.

Will you qualify as investor? Take the Investor Test.
Renovation Investor Test